Cinch Review

Cinch is one of the best Home Warranty Companies in the nation due to their extensive coverage for ALL Home Components, not just appliances…
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Cinch is a large, well-established home warranty company started in 1979. They offer a collection of three warranty plans designed to cover the repair or replacement costs on built-in and appliances. Cinch has a higher annual cost than other home warranties, but it covers all components and parts on most appliance items, which is a rarity. Their customers have so many great things to say about Cinch on their own reviews page

Cinch Home Services offers its customers a selection of home warranty plans that they refer to as “protection plans.” These plans include a built-in systems plan, an appliance plan, and a complete home plan. The company charges a trade service fee that is due when the service provider arrives at your house. Trade service fees can be $100, $125, or $150 depending on which plan you choose. 

Cinch Home Warranty covers almost all breakdowns of appliances that occur from normal wear and tear. There are some unusual coverages and exclusions for major home systems, however, so you should read over your coverage carefully to ensure you understand what is covered and what is not.

Overview of Cinch Services:

Plans Available: Plans for Appliances, “Home Complete” and Built-In Appliances available

Pricing: Varies by location and plan type but general monthly costs range between $27.99 – $39.99 per month

Length of Contracts: One Year and multiyear contracts are standard 

National Coverage: 48 States

Service Fees: $100 – $150 (depending on the plan you choose) 

Other Benefits:

  • Free water sensor to monitor leaks
  • Coverage for ALL Components

Features: What kind of Services does Cinch offer?

Many people often wonder what is actually covered with a home warranty policy? Cinch Offers a variety of custom home warranty plans for their customers. Each plan has different coverage options so make sure to read more about each plan before making a decision. Check out more info on Cinch’s website as well here


Appliances Plan – Starting at $27.99 per month

Cinch Home Services’s Appliances Plan is designed to cover homeowners who are facing costly repairs and replacements on a variety of their household items. The plan is $27.99 a month and coverage includes appliances like the following.

  • Ranges
  • Range exhaust hoods
  • Microwaves
  • Clothes washer
  • Clothes dryers
  • Refrigerators
  • Trash compactors and more…
  • Warranty holders also have the opportunity to elect for optional coverage for pools and spas.
Complete Home Plan – Starting at $39.99 per month 

For customers looking for more comprehensive coverage on critical household systems like plumbing lines, air conditioning and heating systems, Cinch Home Services’s Complete Home Plan is a perfect solution. At $39.99 a month, this Plan combines the best of both worlds from the Built-In Systems Plan as well as the Appliances Plan. This is the BEST VALUE option for homeowners and includes even more coverage options.

  • Rust and corrosion 
  • Sump pumps
  • Toilets
  • Water heaters
  • Central vacuums
  • Interior electrical lines
  • Gas lines and even more…

Built-In Systems Plan – Starting at $32.99 per month 

For any customers who want to also add coverage for larger, built-in home systems like A/C units for example, the built-in plan offers exactly that (coverage for your built-in home systems). At $32.99 a month, this Plan can save customers thousands of dollars by covering major home systems like the following.

  • Air conditioning
  • Duct work for A/C units
  • Attic fans
  • Doorbells
  • Ceiling fans
  • Electrical systems
  • Garage door openers
  • Heating systems
  • Hot/Cold water dispensers
  • Plumbing systems
  • and more still…

How To Get Started:

Since you have three options to choose from when you sign up with Cinch Home Warranty Policies, the best thing to do is to visit their website to complete their comparison and evaluation process with a few simple questions.

Get Started with a Free Quote from Cinch Here

It’s important to note that there are several other types of home warranty policies available in the industry so after you get your quote from Cinch, make sure to compare the price and coverage with some of the other best home warranty companies in the country. 

How to Get the Best Service: Things to consider


Cinch Home Services’s warranty does not cover non-mechanical items such as the walls, roof, and windows. In addition to this, items that were poorly repaired or installed may also not be covered. It’s one of the few companies that covers components like drawers, doors, and knobs. However, there may be certain coverage conditions.

Since Cinch is known for having very detailed coverage options for all types of household components, it is very important to run through the whole list of appliances and built-in systems that each plan can offer you and then make the best decision for you and your home based on this information. 


The Final Call: 


Despite the fact that Cinch Home Warranty Plans are not the cheapest in the industry, we still chose them as a Best Pick for our Best Home Warranty Companies this year because of their detailed coverage options for so many home components that other home warranty companies will not cover. If you have an older home that not only has aged appliances and home systems, but also has wear-and-tear on other components like cabinets, doors, knobs, etc. then Cinch Home Warranty is likely the best option for you.

Check out other Best Home Warranty Companies here