Home Warranty

Owning a home comes with a lot of expensive repair bills for appliances over the years. Learn how Home Warranty Policies can save you thousands in costly repair bills, and which type of policy is best for you…

Top Home Warranty Companies in 2020

American Home Shield offers customers the most customizable plans!

Choice Home Warranty offers the best response times to customers!

Cinch is a great up-and-coming Home Warranty Brand in 2020!

Learn more about when a Home Warranty can help you…

Compare the Top Home Warranty Companies in 2020

What is actually covered in a Home Warranty Policy?

Learn how a Home Warranty can Save You Money!
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FAQ

What is a Homeowner’s Warranty Policy?

A homeowner’s warranty is a service contract to cover repair and replacement of covered units that have been well maintained. This can include things like cooling systems, washers and dryers, electrical systems, and more depending on your policy. Check out this year’s best home warranty companies.

What is a Homeowner’s Warranty Policy Good for?

Homeowners warranties are good for replacing and repairing well-maintained home appliances and systems. Commonly covered units are washers and dryers, HVAC systems, and hot water heaters. You can typically get other items covered, as well, it just depends on the company that you’re working with. See what is included by a home warranty here.

Does a Homeowners Warranty Cover an AC Unit?

Typically, yes as long as it’s well maintained. When signing up for a homeowners warranty you would be able to get all of the specific details of what is and isn’t covered, and you’ll also receive this in writing with the paperwork you sign when you first order the warranty. See what is included by a home warranty here.

What is the Difference Between Homeowners Insurance and Home Warranty?

Homeowner’s insurance is a policy that covers your home against loss in the case of disaster, while a home warranty is a service contract that covers some of your home systems and appliances repair and replacement costs.

Is Homeowners Insurance the Same as Home Warranty?

Homeowner’s insurance and home warranties are not the same. Homeowner’s insurance protects your property from specific perils, while a home warranty is a service contract to repair or replace units when they break down.

Do Home Warranties Transfer to new Homeowners?

Yes, home warranties can be transferred to new homeowners so long as the proper paperwork is filled out. The new homeowner would be responsible for the warranty payments and deciding if they want to make them monthly or yearly. Check out this year’s best home warranty companies

How Much Does a Home Warranty Cost?

The cost of your home warranty can depend on the side of your home. Basic warranties can cost, on average, between $350-$600 a year, with extended coverage it can cost an extra $100 to $500 a year. Most basic warranties will cover things like plumbing, HVAC systems, and major appliances like refrigerators. Learn more about how a home warranty can actually save you money in the long term.

How Much Does Home Warranty Cost?

Home warranty cost depends on how big your home is. Basic warranties on average are usually between $350 and $600 a year, with extra coverage adding an additional $100 to $500 a year. The average basic warranty will cover things like HVAC systems, electrical systems, and major appliances like hot water heaters. Check out this year’s best home warranty companies.

How Much is Home Warranty Insurance?

The cost depends on how big your home is. Basic warranties on average are typically between $350 and $600 a year, with extra coverage adding an additional $100 to $500 a year. A typical warranty will cover things like electrical systems, HVAC systems, and major appliances like washers and dryers but this can vary from company to company. Check out this year’s best home warranty companies.

Is Homeowners Insurance the Same as Home Warranty?

No, homeowners insurance is a policy that covers your home against perils while a home warranty is a service contact that will cover the repair or replacement costs if a covered unit breaks down.

Is a Home Warranty Worth It?

In many cases, yes. Especially if you’re good at maintaining everything in your home. Home warranties will cover the cost to replace or repair broken units. Some warranties cover the whole cost, and some warranties only cover part of the cost and everything else comes out of pocket. Home Warranties can actually save you money in the long run. 

What Does a Home Warranty Cover?

Homeowners Warranties cover things like washers and dryers, cooling systems, electrical systems, and other major home systems and appliances as long as they are well maintained. You can usually get more advanced warranties that cover other things in your house, but you would have to speak with the home warranty company to see what they offer. See what is included by a home warranty here.

What is a Home Warranty?

A homeowners policy is a service contract to replace and repair covered units when they break down due to normal wear and tear. Typically they’ll cover things like plumbing, electrical systems, HVAC systems, and major home appliances like refrigerators and washers and dryers. Check out this year’s best home warranty companies.

What is the Difference Between a Home Warranty and Homeowners Insurance?

A home warranty is a service contract to help cover the cost for covered units when they need repair or replacement, homeowner’s insurance is an insurance policy that covers your home against specific perils as listed in your contract.

Are Home Warranties Worth It?

If you’re good at maintaining everything in your home, typically yes. A home warranty will cover the cost to replace or repair broken down units that are covered, either in part or in full. This can save you a lot of money if you’re good about staying on top of maintenance. Read more about how a home warranty can save you money

Are Homeowners Warranties Worth the Money?

Generally, if you’re good at home maintenance, yes. A warranty will cover the cost, either in part or in full, to repair or replace units when they stop working. If they only cover part of the cost, the rest comes out of your pocket but it’s still cheaper than it would be without the warranty. Read more about how a home warranty can save you money

Do Home Warranties Cover Roofs?

Typically a homeowner’s warranty will not cover a roof replacement, but may cover leaks and repairs. This can depend heavily on the company, and it is possible that there is a home warranty company that would be able to cover that. See what is included by a home warranty here.

Does Home Warranty or Homeowners Insurance Cover Water Line Breaks?

Typically, homeowners insurance would cover the damage from the break but not the system that broke, while a home warranty will cover the system but not the damage. See what is included by a home warranty here.

Does a Home Warranty Cover Mold?

Unfortunately not. Home warranties typically cover mechanical issues in things like plumbing, electrical systems, HVAC systems, and major appliances like washing and drying machines and refrigerators.

Does a Homeowners Warranty Cover Plumbing?

Home warranties will cover issues with your plumbing system, but not any damage because of plumbing issues to things like floors and drywall. Those kinds of things may be covered by a homeowners insurance policy, depending on what your policy covers. See what is included by a home warranty here.

Do Homeowners Warranty Cover Electrical Problems?

Typically major components in the system, yes, but more than likely not things such as faceplates, computers, etc.  Home warranties help cover the cost of mechanical failures of covered units, so if you need something mechanical in your electrical system repairs or replacement they would be able to help with that. See what is included by a home warranty here.

How Does a Home Warranty Work?

A homeowner warrant is a service contract that will cover the cost, or part of the cost, if repair or replacement of a covered unit, as long as it’s well maintained.  Typically they only cover the mechanical components of major systems like plumbing, electrical, and HVAC as well as some major appliances like refrigerators, for example. Check out this year’s best home warranty companies.

How Long Does a Home Warranty Last?

Between 1 and 10 years, this depends on the agreement you make with the home warranty company as well as what the home warranty company offers. On average people will have a home warranty for 6-8 years.

How Much do Homeowner Structural Warranties Cost? (The user may need homeowners insurance, not a warranty)

Structural warranties are usually only given by the home builder and will come with the new house. If you’re looking into this, you may need to look into a homeowner’s insurance policy to cover your needs.

How to get Homeowners Warranty After a Lapse.

Typically all you have to do is contact your home warranty company and do whatever they ask of you, this can include certifying that nothing was broken during the lapse period. Many companies offer reinstatement grace periods, but not all so make sure to ask your company about that.

How to Make a Claim on a Home Warranty.

First, verify your coverage, then contact your company to request a service visit so you can file a claim. After that, you just need to pay the service fee and any uncovered expenses, if those exist.

Is Homeowners Insurance Different From a Home Warranty?

Yes. Homeowners insurance is a policy that covers damage to your home from specific perils, while home warranties are service contracts that cover repair or replacement costs if appliances or home systems break down.