National Debt Relief Review

National Debt Relief can help consolidate your debt to help lower your monthly payments and stabalize your interest rates…
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National Debt Relief is one of the largest debt settlement companies in the country. They work with your creditors on your behalf to stop interest from accumulating and settle your debts at a fraction of what you owe on your accounts.

Overview of National Debt Relief Services:

Plans Available: NDR provides assistance for all types of debt, including credit cards, personal loans, lines of credit, medical bills, collections and repossessions, business debts and some student debts. As long as you’re carrying over $7,500 in debt, the company could help to significantly lower your total debt by as much as 50%.

Service Fees: National Debt Relief does not charge any fees unless they are successful in settling your debt with your collectors. They charge an average of 18-25% of the amount you have saved after your debt has been settled for settlement services.

Features: What kind of Services does National Debt Relief offer?


Money-back Guarantee

National Debt Relief allows customers to cancel services at any time and gives them the option of a money-back guarantee if they’re not happy with the debt management plan or service they received. The National Debt Relief program does include a 100% money-back guarantee.

No Fees Unless You See Results

National Debt Relief does not charge any fees unless they are successful in settling your debt with your collectors. This alleviates the fear of racking up additional charges and debt without
seeing any savings or results.​


Quick Turnaround

National Debt Relief states the average length of the program it offers falls between 24 months and 48 months. This means that depending on how quickly you can save up your settlement funds, you could be able to alleviate your debt within two to four years.

How To Get Started:


National Debt Relief works with your creditors on your behalf to negotiate a lower overall amount due. The program follows these basic steps:


  • Visit National Debt Relief’s Website for a free consultation to see if debt settlement is right for your particular financial situation
  • If you sign up with NDR, they will ask you to stop making your monthly payments (if you haven’t already)
  • NDR will be the point of contact with your creditors. After several months of no payments, NDR will negotiate a lower amount owed with individual creditors (credit card companies,
    medical bill collectors, personal loan companies, etc.)
  • You’ll go through this process with each of your creditors until you are debt-free. On average, this takes 2-4 years.

How to Get the Best Service: Things to consider


Set aside the money you would pay for your accounts in a separate savings account. The
more money you can accumulate, the faster you can pay off your debts.


The Final Call: 


Unlike some other debt settlement companies, National Debt Relief does not charge any additional fees including upfront fees, monthly payments, or cancellation fees. The company explains that customers doing start paying for services until their debt problems are solved. National Debt Relief also offers a money-back guarantee, has plenty of industry accreditations, works with some secured debt, and has an online dashboard that clients can use to check their debt management program progress.

Additionally, National Debt Relief offers several other professional debt services including credit counseling services, credit card debt relief services, and debt settlement services. While your credit score will take a hit when you start the settlement process, your other options (bankruptcy and making minimum payments forever) will also negatively impact your credit score.